Many medium to large scale companies are spending hundreds, thousands and possibly even millions of dollars every year to cover the cost of tracking and managing their financial portfolio. Aside from managing your current loans and lines of credit, imagine the time spent getting the loan to begin with. Any company that has ever applied for a commercial loan or other commercial credit, probably already knows just how much work the entire process can become.Every single loan has a ton of paperwork associated with it and no matter how many times you or your staff have done it, managing all of it never gets any easier. Worse yet, the success or failure of your loan greatly depends on all of that paperwork being filled out properly. When faced with this situation, most large companies simply hire more employees, appoint new departments and continue with business as usual. Why? Imagine the additional revenue being lost on employee salaries, additional office equipment, training, it starts to add up quickly.To address this very problem, a number of software developers and technology pioneers around the world have developed a variety of commercial loan software. These applications are designed to handle loans and credit and nothing else. Most of them excel at what they do. To give you an idea of the money saving power these programs have, let me show you some of their features:

Configurable Automated Decisions
Funds Disbursement
Manage Ten to Thousands of Regular, Irregular, Fixed Rate or Variable Rate Loans from Anywhere
Manage Your Leases and Lines of Credits
Amortization Schedule Preparation
Investor Reporting
Front-end Credit Evaluation
and the list goes on and on.
I have not even begun to scratch the surface of many mainstream commercial loan software and already you can begin to imagine how much money one of these programs will save you each and every year. Really sit and think about.A good software of this nature can reduce the need for new employees, reduce the need for a financial department and do it all for a reasonable price. If you have not already started looking into a commercial loan software for your company, I would highly recommend it. Save your time, your money and get back to what matters most, your business.

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.